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Tagged : FHA Financing

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Buy a Fixer Orange County Home with FHA Financing

Thursday, January 7th, 2010 at 12:49pm. 317 Views, 1 Comments.

Buyers who find the perfect Orange County home for sale, but are using FHA financing are sometimes at a disadvantage to other buyers because FHA has certain requirements about the "livability" of the home.  The FHA 203k Rehab Loan program is designed to help people buy a home that needs some work.

FHA 203k Program

 

 

 

Basics of the Program

Essentially, this program allows you to buy a home that is listed for sale below the market price because it needs repairs, and build the cost of those repairs into your financing.

There are obviously a few requirements to qualify for the program.  Here's a quick rundown:

  • The program is for "owner occupied" purchases only - no investors/income properties
  • Single Family homes, Condos (with some restrictions)…